Favorable conditions and intended use of unbound who looking for a loan, that is very flexible and cheap and also good conditions can offer, which should deal with the official loan closer. The officer loan is a loan for civil servants on lifetime and on trial, for pensioners, for academics and for employees and workers who work in the public service. The advantages of official loans are clearly in the particularly favourable conditions. Get the official loans with very low interest rates, which are also firmly set and remain stable in times of economic change and will not change. This provides security and stability to the borrower and relieved him of course.

The times are very flexible at the official loan and can be adapted to the individual needs and circumstances of the borrower. It’s the same for the official loans with the repayment. The borrower can decide when he pays the loan back within the Run-time. In addition to the monthly interest repayment he must undertake that no further repayments basically, unless of course, he would like to. He made no repayments until the end of the term, or not enough, to pay back the entire loan of officials, then this is done by simultaneously closed life insurance. Who requested a loan of officials, who must complete also a capital life insurance that takes over the repayment of official loans in the event of death, and after the run period.

So, the credit institution has the security that the loans in each case can be wiped and the family of the borrower are secured in the event of death. Security then also the favourable terms possible we are a fixed interest rate, flexible terms and flexible repayment. In addition the borrower with the life insurance can make profit even still right, because when it is due at the end of the term he receives a profit-sharing. Also no Schufa check is often the officer loan before taken.